15 U.S.C. § 1666h
Title 15
Chapter 41
Current through PL 116-220
~1 min read
Last updated: March 30, 2026
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Sections in this chapter
- § 1
- § 2
- § 3
- § 1601
- § 1602
- § 1603
- § 1604
- § 1605
- § 1606
- § 1607
- § 1608
- § 1609
- § 1610
- § 1611
- § 1612
- § 1613
- § 1614
- § 1615
- § 1616
- § 1631
- § 1632
- § 1633
- § 1634
- § 1635
- § 1636
- § 1637
- § 1637a
- § 1638
- § 1638a
- § 1639
- § 1639a
- § 1639b
- § 1639c
- § 1639d
- § 1639e
- § 1639f
- § 1639g
- § 1639h
- § 1640
- § 1641
- § 1642
- § 1643
- § 1644
- § 1645
- § 1646
- § 1647
- § 1648
- § 1649
- § 1650
- § 1651
- § 1661
- § 1662
- § 1663
- § 1664
- § 1665
- § 1665a
- § 1665b
- § 1665c
- § 1665d
- § 1665e
- § 1666
- § 1666a
- § 1666b
- § 1666c
- § 1666d
- § 1666e
- § 1666f
- § 1666g
- § 1666h
- § 1666i
- § 1666j
- § 1667
- § 1667a
- § 1667b
- § 1667c
- § 1667d
- § 1667e
- § 1667f
- § 1671
- § 1672
- § 1673
- § 1674
- § 1675
- § 1676
- § 1677
- § 1679
- § 1679a
- § 1679b
- § 1679c
- § 1679d
- § 1679e
- § 1679f
- § 1679g
- § 1679h
- § 1679i
- § 1679j
- § 1681
- § 1681a
- § 1681b
- § 1681c
- § 1681d
- § 1681e
- § 1681f
- § 1681g
- § 1681h
- § 1681i
- § 1681j
- § 1681k
- § 1681l
- § 1681m
- § 1681n
- § 1681o
- § 1681p
- § 1681q
- § 1681r
- § 1681s
- § 1681t
- § 1681u
- § 1681v
- § 1681w
- § 1681x
- § 1691
- § 1691a
- § 1691b
- § 1691c
- § 1691d
- § 1691e
- § 1691f
- § 1692
- § 1692a
- § 1692b
- § 1692c
- § 1692d
- § 1692e
- § 1692f
- § 1692g
- § 1692h
- § 1692i
- § 1692j
- § 1692k
- § 1692l
- § 1692m
- § 1692n
- § 1692o
- § 1692p
- § 1693
- § 1693a
- § 1693b
- § 1693c
- § 1693d
- § 1693e
- § 1693f
- § 1693g
- § 1693h
- § 1693i
- § 1693j
- § 1693k
- § 1693l
- § 1693m
- § 1693n
- § 1693o
- § 1693p
- § 1693q
- § 1693r
§ 1666h. Offset of cardholder’s indebtedness by issuer of credit card with funds deposited with issuer by cardholder; remedies of creditors under State law not affected
- (a) A card issuer may not take any action to offset a cardholder’s indebtedness arising in connection with a consumer credit transaction under the relevant credit card plan against funds of the cardholder held on deposit with the card issuer unless—
- (1) such action was previously authorized in writing by the cardholder in accordance with a credit plan whereby the cardholder agrees periodically to pay debts incurred in his open end credit account by permitting the card issuer periodically to deduct all or a portion of such debt from the cardholder’s deposit account, and
- (2) such action with respect to any outstanding disputed amount not be taken by the card issuer upon request of the cardholder.
- (b) This section does not alter or affect the right under State law of a card issuer to attach or otherwise levy upon funds of a cardholder held on deposit with the card issuer if that remedy is constitutionally available to creditors generally.
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