Title 12 — Banks and Banking
1731 sections across 53 chapters.
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Ch. 1— Office of the Comptroller of the Currency3 inactive15 sections
- § 1Office of the Comptroller of the Currency
- § 2Comptroller of the Currency; appointment; term
- § 3Oath of Comptroller
- § 4Deputy Comptrollers
- § 4aDelegation of authority by Comptroller
- § 4bDeputy Comptroller for the supervision and examination of Federal savings associations
- § 6Repealed. Pub. L. 86–251, § 1(b) , (c)(1), Sept. 9, 1959 , 73 Stat. 487 , 488Repealed
- § 7Chief of examining division
- § 8Clerks
- § 9Additional examiners, clerks, and other employees
- § 9aRepealed. Pub. L. 89–554, § 8(a) , Sept. 6, 1966 , 80 Stat. 645Repealed
- § 10Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses
- § 11Interest in national banks
- § 12Seal of Comptroller
- § 13Rooms for Currency Bureau
- § 14Report of Comptroller
- § 15Repealed. Aug. 7, 1946, ch. 770, § 1 (40, 50), 60 Stat. 869 , 870Repealed
- § 16Funding of Office
Ch. 2— Interstate consolidations and mergers34 inactive105 sections
- § 1Interstate consolidations and mergers
- § 2Expedited procedures for certain reorganizations
- § 3Mergers and consolidations with subsidiaries and nonbank affiliates
- § 21Formation of national banking associations; incorporators; articles of association
- § 21aAmendment of articles of association
- § 22Organization certificate
- § 23Acknowledgment and filing of certificate
- § 24Corporate powers of associations
- § 24aFinancial subsidiaries of national banks
- § 25OmittedOmitted
- § 25aParticipation by national banks in lotteries and related activities
- § 25bState law preemption standards for national banks and subsidiaries clarified
- § 26Comptroller to determine if association can commence business
- § 27Certificate of authority to commence banking
- § 28Repealed. Pub. L. 103–325, title VI, § 602(e)(1) , Sept. 23, 1994 , 108 Stat. 2291Repealed
- § 29Power to hold real property
- § 30Change of name or location
- § 31Rights and liabilities as affected by change of name
- § 32Liabilities and suits as affected by change of name or location
- § 34cTransferredTransferred
- § 35Organization of State banks as national banking associations
- § 36Branch banks
- § 37Associations governed by chapter
- § 38The National Bank Act
- § 39Reservation of rights of associations organized under Act of 1863
- § 40Virgin Islands; extension of National Bank Act
- § 41Guam; extension of National Bank Act
- § 42Territorial application
- § 43Interpretations concerning preemption of certain State laws
- § 51Repealed. Pub. L. 106–569, title XII, § 1233(c) , Dec. 27, 2000 , 114 Stat. 3037Repealed
- § 51aPreferred stock; issuance authorized
- § 51bDividends, voting, and retirement of preferred stock; individual liability
- § 51c“Common stock”, “capital”, and “capital stock” defined
- § 51fRepealed. June 30, 1947, ch. 166 , title II, § 206(b), (o), 61 Stat. 208Repealed
- § 52Par value and incidents of stock; transfer of shares
- § 53When capital stock paid in
- § 54Repealed. Pub. L. 86–230, § 5 , Sept. 8, 1959 , 73 Stat. 457Repealed
- § 55Enforcing payment of deficiency in capital stock; assessments; liquidation; receivership
- § 56Prohibition on withdrawal of capital; unearned dividends
- § 57Increase of capital by provision in articles of association
- § 58Repealed. Pub. L. 86–230, § 6 , Sept. 8, 1959 , 73 Stat. 457Repealed
- § 59Reduction of capital
- § 60National bank dividends
- § 61Shareholders’ voting rights; cumulative and distributive voting; preferred stock; trust shares; proxies, liability restrictions; percentage requirement exclusion of trust shares
- § 62List of shareholders
- § 64Repealed. Pub. L. 86–230, § 7 , Sept. 8, 1959 , 73 Stat. 457Repealed
- § 64aIndividual liability of shareholders; limitation on liability
- § 65Repealed. Pub. L. 86–230, § 8 , Sept. 8, 1959 , 73 Stat. 457Repealed
- § 66Personal liability of representatives of stockholders
- § 67Individual liability of shareholders; compromises; authority of receiver
- § 71Election
- § 71aNumber of directors; penalties
- § 72Qualifications
- § 73Oath
- § 74Vacancies
- § 75Legal holiday, annual meeting on; proceedings where no election held on proper day
- § 76President of bank as member of board; chairman of board
- § 77Repealed. Pub. L. 89–695, title II, § 207 , Oct. 16, 1966 , 80 Stat. 1055Repealed
- § 78Repealed. Pub. L. 106–102, title I, § 101(b) , Nov. 12, 1999 , 113 Stat. 1341Repealed
- § 81Place of business
- § 82Repealed. Pub. L. 97–320, title IV, § 402 , Oct. 15, 1982 , 96 Stat. 1510Repealed
- § 83Loans by bank on its own stock
- § 84Lending limits
- § 85Rate of interest on loans, discounts and purchases
- § 86Usurious interest; penalty for taking; limitations
- § 86aOmittedOmitted
- § 89Repealed. Pub. L. 103–325, title VI, § 602(e)(2) –(4), Sept. 23, 1994 , 108 Stat. 2291Repealed
- § 90Depositaries of public moneys and financial agents of Government
- § 91Transfers by bank and other acts in contemplation of insolvency
- § 92Acting as insurance agent or broker
- § 92aTrust powers
- § 93Violation of provisions of chapter
- § 93aAuthority to prescribe rules and regulations
- § 94Venue of suits
- § 94aRepealed. June 25, 1948, ch. 646, § 39 , 62 Stat. 992 , eff. Sept. 1, 1948Repealed
- § 95Emergency limitations and restrictions on business of members of Federal Reserve System; designation of legal holiday for national banking associations; exceptions; “State” defined
- § 95bOmittedOmitted
- § 110Repealed. Pub. L. 103–325, title VI, § 602(e)(5) –(11), (f)(2)–(4)(A), (g)(9), Sept. 23, 1994 , 108 Stat. 2292 , 2294Repealed
- § 121Repealed. Pub. L. 103–325, title VI, § 602(f)(4)(B) , Sept. 23, 1994 , 108 Stat. 2292Repealed
- § 121aRedemption of notes unidentifiable as to bank of issue
- § 122Repealed. Pub. L. 97–258, § 5(b) , Sept. 13, 1982 , 96 Stat. 1068Repealed
- § 122aRedeemed notes of unidentifiable issue; funds charged against
- § 126Repealed. Pub. L. 103–325, title VI, § 602(e)(12) , (13), (f)(4)(C), (6), Sept. 23, 1994 , 108 Stat. 2292 , 2293Repealed
- § 127Repealed. Pub. L. 89–554, § 8(a) , Sept. 6, 1966 , 80 Stat. 633Repealed
- § 138Repealed. Pub. L. 103–325, title VI, § 602(e)(14) –(21), Sept. 23, 1994 , 108 Stat. 2292Repealed
- § 141OmittedOmitted
- § 142Banks in reserve cities; reserves
- § 143Banks in Alaska and insular possessions; lawful money reserves
- § 144Certain balances counted toward reserves in dependencies and insular possessions
- § 146Repealed. Pub. L. 97–258, § 5(b) , Sept. 13, 1982 , 96 Stat. 1068Repealed
- § 153Repealed. Pub. L. 103–325, title VI, § 602(e)(22) , (23), (f)(7), Sept. 23, 1994 , 108 Stat. 2292 , 2293Repealed
- § 161Reports to Comptroller of the Currency
- § 162Repealed. Pub. L. 86–671, § 6 , July 14, 1960 , 74 Stat. 552 .Repealed
- § 163Repealed. Pub. L. 86–230, § 22(a) , Sept. 8, 1959 , 73 Stat. 466Repealed
- § 164Penalty for failure to make reports
- § 165OmittedOmitted
- § 177Repealed. Pub. L. 103–325, title VI, § 602(e)(24) –(31), (f)(4)(D), (5)(A), Sept. 23, 1994 , 108 Stat. 2292 , 2293Repealed
- § 177aFunds available for cost of transporting and redeeming national and Federal Reserve bank notes
- § 178Repealed. Pub. L. 103–325, title VI, § 602(f)(5)(B) , Sept. 23, 1994 , 108 Stat. 2293Repealed
- § 181Voluntary dissolution; appointment and removal of liquidating agent or committee; examination
- § 182Notice of intent to dissolve
- § 186Repealed. Pub. L. 103–325, title VI, § 602(e)(32) –(35), Sept. 23, 1994 , 108 Stat. 2292Repealed
- § 191Appointment of receiver for a national bank
- § 192Default in payment of circulating notes
- § 193Notice to present claims
- § 194Dividends on adjusted claims; distribution of assets
- § 195Repealed. Pub. L. 103–325, title VI, § 602(e)(36) , Sept. 23, 1994 , 108 Stat. 2292Repealed
- § 196Expenses
- § 197Shareholders’ meeting; continuance of receivership; appointment of agent; winding up business; distribution of assets
- § 197aResumption of business by closed bank on consent of depositors
- § 198Purchase by receiver of property of bank; request to Comptroller
- § 199Approval of request
- § 200Payment
- § 201Short title
- § 202Definitions
- § 203Appointment of conservator
- § 204Examinations
- § 205Termination of conservatorship
- § 206Conservator; powers and duties
- § 208Repealed. Pub. L. 101–73, title VIII, § 808 , Aug. 9, 1989 , 103 Stat. 446Repealed
- § 209Liability protection
- § 210Governmental powers unimpaired
- § 211Rules and regulations
- § 212Right to amend; separability
- § 213TransferredTransferred
- § 214Definitions
- § 214aProcedure for conversion, merger, or consolidation; vote of stockholders
- § 214bContinuation of business and corporate entity
- § 214cConversions in contravention of State law
- § 214dProhibition on conversion
- § 215Consolidation of banks within same State
- § 215aMerger of national banks or State banks into national banks
- § 215bDefinitions
- § 215cMergers, consolidations, and other acquisitions authorized
- § 216Purpose
- § 216aDefinitions
- § 216bDisposition of unclaimed property
- § 216cRules and regulations
- § 216dSeverability
Ch. 3— Interbank liabilities18 inactive144 sections
- § 1Repealed. Pub. L. 89–597, § 2(d) , Sept. 21, 1966 , 80 Stat. 824Repealed
- § 2Interbank liabilities
- § 221Definitions
- § 221aAdditional definitions
- § 222Federal reserve districts; membership of national banks
- § 223Number of Federal reserve cities in district
- § 224Status of reserve cities under former statutes
- § 225Federal reserve banks; title
- § 225aMaintenance of long run growth of monetary and credit aggregates
- § 225bAppearances before and reports to the Congress
- § 226“Federal Reserve Act”
- § 227“Banking Act of 1933”
- § 228“Banking Act of 1935”
- § 241Creation; membership; compensation and expenses
- § 242Ineligibility to hold office in member banks; qualifications and terms of office of members; chairman and vice chairman; oath of office
- § 243Assessments upon Federal reserve banks to pay expenses
- § 244Principal offices of Board; chairman of Board; obligations and expenses; qualifications of members; vacancies
- § 245Vacancies during recess of Senate
- § 246Powers of Secretary of the Treasury as affected by chapter
- § 247Reports to Congress
- § 247aRecords of action on policy relating to open-market operation and policies determined generally; inclusion in report to Congress
- § 247bAppearances before Congress
- § 248Enumerated powers
- § 248aPricing of services
- § 248bAnnual independent audits of Federal reserve banks and Board
- § 249Repealed. Pub. L. 94–412, title V, § 501(c) , Sept. 14, 1976 , 90 Stat. 1258Repealed
- § 250Independence of financial regulatory agencies
- § 251Repealed. Pub. L. 104–208, div. A, title II, § 2224(a) , Sept. 30, 1996 , 110 Stat. 3009–415Repealed
- § 252Credit availability assessment
- § 261Creation; membership; compensation; meetings; officers; procedure; quorum; vacancies
- § 262Powers
- § 263Federal Open Market Committee; creation; membership; regulations governing open-market transactions
- § 264TransferredTransferred
- § 265Insured banks as depositaries of public money; duties; security; discrimination between banks prohibited; repeal of inconsistent laws
- § 266State-chartered banks and other institutions as depositaries of public money; fiscal agents; duties
- § 281Capital
- § 282Subscription to capital stock by national banking association
- § 283Public subscription to capital stock
- § 284OmittedOmitted
- § 285Nonvoting stock
- § 286Transfers of stock; rules and regulations
- § 287Value of shares of stock; increase and decrease of stock; member banks as shareholders; surrender of shares
- § 288Cancellation of stock held by member bank on insolvency or discontinuance of banking operations for sixty days; repayment of cash-paid subscriptions
- § 289Dividends and surplus funds of reserve banks; transfer for fiscal year 2000
- § 290Use of earnings transferred to the Treasury
- § 301Powers and duties of board of directors; suspension of member bank for undue use of bank credit
- § 302Number of members; classes
- § 303Qualifications and disabilities
- § 304Class A and class B directors; selection
- § 305Class C directors; selection; “Federal reserve agent”
- § 306Assistants to Federal reserve agent
- § 307Compensation of directors
- § 308Terms of directors; vacancies
- § 321Application for membership
- § 322Determination on application
- § 323Stock in Federal reserve banks; method of payment
- § 324Laws applicable on becoming members
- § 325Examinations
- § 326Acceptance of examinations and reports by State authorities; special examinations
- § 327Surrender of stock and cancellation of memberships
- § 328Withdrawals from membership
- § 329Capital stock required as condition precedent to membership
- § 329aOmittedOmitted
- § 330Laws applicable on becoming members; discounts for State banks
- § 331Certifying checks on State banks admitted as members
- § 332Depositaries of public money; financial agents; security required
- § 333Mutual savings banks; application and admission to membership in Federal Reserve System
- § 334Reports from affiliates; penalty for failure to furnish
- § 335Dealing in investment securities; limitations and conditions
- § 336Certificates of stock; representation of stock of other corporations
- § 337Repealed. Pub. L. 89–485, § 13(g) , July 1, 1966 , 80 Stat. 243Repealed
- § 338Examination of affiliates; forfeiture of membership on refusal of affiliate to give information or pay expense
- § 338aInvestments to promote public welfare and community development; limitation on investments
- § 339Participation by State member banks in lotteries and related activities
- § 339aResolution of clearing banks
- § 341General enumeration of powers
- § 342Deposits; exchange and collection; member and nonmember banks or other depository institutions; charges
- § 343Discount of obligations arising out of actual commercial transactions
- § 344Discount or purchase of bills to finance agricultural shipments
- § 345Rediscount of notes, drafts, and bills for member banks; limitation of amount
- § 346Discount of acceptances
- § 347Advances to member banks on their notes
- § 347aAdvances to member bank groups; inadequate amounts of eligible and acceptable assets; liability of individual banks in group; distribution of loans among banks of group; rate of interest; notes accepted for advances as collateral security for Federal reserve notes; foreign obligations as security for advances
- § 347bAdvances to individual member banks on time or demand notes; maturities; time notes secured by mortgage loans covering one-to-four family residences
- § 347cAdvances to individuals, partnerships, and corporations; security; interest rate
- § 347dTransactions between Federal Reserve banks and branch or agency of foreign bank; matters considered
- § 348Discount of obligations given for agricultural purposes or based upon livestock; collateral security for Federal reserve notes
- § 348aTransactions with foreign banks; supervision of Board of Governors of the Federal Reserve System
- § 349Rediscount for intermediate credit banks of obligations given for agricultural purposes; discount of notes made pursuant to section 1031
- § 350Purchase and sale of debentures and like obligations of intermediate credit banks and agricultural credit corporations
- § 351Obligations of cooperative marketing association as issued or drawn for agricultural purposes
- § 352Limitation on amount of obligations of certain maturities which may be discounted and rediscounted
- § 352aRepealed. Pub. L. 85–699, title VI, § 601 , Aug. 21, 1958 , 72 Stat. 697Repealed
- § 353Purchase and sale of cable transfers, acceptances and bills
- § 354Transactions involving gold coin, bullion, and certificates
- § 355Purchase and sale of obligations of National, State, and municipal governments; open market operations; purchases and sales from or to United States; maximum aggregate amount of obligations acquired directly from or loaned directly to United States
- § 356Purchase of commercial paper from member banks and sale of same
- § 357Establishment of rates of discount
- § 358Establishment of accounts for purposes of open-market operations; correspondents and agencies
- § 359Purchase and sale of acceptances of intermediate credit banks and agricultural credit corporations
- § 359aOmittedOmitted
- § 360Receiving checks and drafts on deposit at par; charges for collections, exchange, and clearances
- § 361Bills receivable, bills of exchange, acceptances; regulations by Board of Governors
- § 364OmittedOmitted
- § 371Real estate loans
- § 371aRepealed. Pub. L. 111–203, title VI, § 627(a)(1) , July 21, 2010 , 124 Stat. 1640Repealed
- § 371bRate of interest on time deposits; payment of time deposits before maturity; waiver of notice requirements for withdrawal of savings deposits
- § 371cBanking affiliates
- § 371dInvestment in bank premises or stock of corporation holding premises
- § 372Bankers’ acceptances
- § 373Acceptance of drafts or bills drawn by banks in foreign countries or dependencies of United States for purpose of dollar exchange
- § 374Acting as agent for nonmember bank in getting discounts from reserve bank
- § 374aActing as agent for nonbanking borrower in making loans on securities to dealers in stocks, bonds, etc.; penalties
- § 375[Reserved]Reserved
- § 375aLoans to executive officers of banks
- § 375bExtensions of credit to executive officers, directors, and principal shareholders of member banks
- § 376Rate of interest paid to directors, etc.
- § 377Repealed. Pub. L. 106–102, title I, § 101(a) , Nov. 12, 1999 , 113 Stat. 1341Repealed
- § 378Dealers in securities engaging in banking business; individuals or associations engaging in banking business; examinations and reports; penalties
- § 391Federal reserve banks as Government depositaries and fiscal agents
- § 391aReimbursement of Federal Reserve Banks
- § 392Depositaries of Government funds as confined to banks in Federal reserve system; member banks as depositaries
- § 393Federal reserve banks as depositaries for Farm Credit System
- § 394Federal reserve banks as depositaries for and fiscal agents of Home Owners’ Loan Corporation
- § 395Federal reserve banks as depositaries, custodians and fiscal agents for Commodity Credit Corporation
- § 411Issuance to reserve banks; nature of obligation; redemption
- § 412Application for notes; collateral required
- § 413Distinctive letter and serial number of notes; cancellation of notes unfit for circulation; accounting; apportionment of credit among Federal Reserve banks
- § 414Authority of Board of Governors respecting issuance of notes; interest; lien
- § 415Reduction of liability for outstanding notes by depositing notes and collateral and payment of notes of series prior to 1928; reissue of deposited notes
- § 416Withdrawal of collateral deposited to protect notes and substitution of other collateral; retirement of notes; payment of notes of series prior to 1928; recovery of collateral; reissue of deposited notes
- § 417Custody and safe-keeping of notes issued to and collateral deposited with Reserve agent
- § 418Printing of notes; denomination and form
- § 419Delivery of notes prior to delivery to banks
- § 420Control and direction of plates and dies; expense of issue and retirement of notes paid by banks
- § 421Examination of plates and dies
- § 422OmittedOmitted
- § 448OmittedOmitted
- § 461Reserve requirements
- § 462OmittedOmitted
- § 462aRepealed. Pub. L. 97–258, § 5(b) , Sept. 13, 1982 , 96 Stat. 1068Repealed
- § 462cOmittedOmitted
- § 463Limitation on amount of balance with any depository institution without access to Federal Reserve advances
- § 464Checking against and withdrawal of reserve balance
- § 465Basis for ascertaining deposits against which required balance is determined
- § 466Reserves of banks in dependencies or insular possessions
- § 467Deposits of gold coin, gold certificates, and Special Drawing Right certificates with United States Treasurer
- § 481Appointment of examiners; examination of member banks, State banks, and trust companies; reports
- § 482Employees of Office of Comptroller of the Currency; appointment; compensation and benefits
- § 483Special examination of member banks; information of condition furnished to Board of Governors of the Federal Reserve System
- § 484Limitation on visitorial powers
- § 485Examination of Federal reserve banks
- § 486Waiver of requirements as to reports from or examinations of affiliates
- § 501Liability of Federal reserve or member bank for certifying check when amount of deposit was inadequate
- § 501aForfeiture of franchise of national banks for failure to comply with provisions of this chapter
- § 502Liability of shareholders of Federal reserve banks on contracts, etc.
- § 503Liability of directors and officers of member banks
- § 504Civil money penalty
- § 505Civil money penalty
- § 506Notice after separation from service
- § 521Reserve-bank branches; establishment; directors; discontinuance of branches; approval for erection of branch bank building
- § 522Federal Reserve branch bank buildings
Ch. 4— Exemption from taxation4 inactive3 sections
Ch. 5— Receipt of United States or bank notes as collateral3 inactive1 section
- § 581Repealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948Repealed
- § 582Receipt of United States or bank notes as collateral
- § 588dRepealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948Repealed
- § 599Repealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948Repealed
Ch. 6— Annual competitiveness report4 inactive55 sections
- § 1Annual competitiveness report
- § 2Repealed. Pub. L. 102–429, title I, § 121(c)(1) , Oct. 21, 1992 , 106 Stat. 2199Repealed
- § 3Tied Aid Credit Fund and program
- § 4Repealed. Pub. L. 102–429, title I, § 121(c)(1) , Oct. 21, 1992 , 106 Stat. 2199Repealed
- § 5Environmental policy and procedures
- § 6Debt reduction; Enterprise for the Americas Initiative
- § 7Cooperation on export financing programs
- § 8Special debt relief for poorest, most heavily indebted countries
- § 9Market windows
- § 601Authorization; conditions and regulations
- § 602Reports and examinations
- § 603Restrictions imposed by Board of Governors of the Federal Reserve System on banks purchasing stock in corporations doing foreign business
- § 604Accounts of foreign branches; profit and loss
- § 604aRegulations authorizing exercise by foreign branches of usual powers of local banks; restrictions
- § 605Repealed. Aug. 23, 1935, ch. 614 , title III, § 329, 49 Stat. 717Repealed
- § 611Formation authorized; fiscal agents; depositaries in insular possessions
- § 611aStatement of purposes; rules and regulations
- § 612Articles of association; contents
- § 613Signing of articles of association; forwarding to and filing by Board of Governors of the Federal Reserve System; organization certificate; contents
- § 614Organization certificate; acknowledgment; forwarding to, filing, and approval by Board of Governors of the Federal Reserve System; permit to do business; body corporate; name; seal; corporate succession; contracts; suits; directors, officers, and employees; bylaws
- § 615Powers of corporation
- § 616Place of carrying on business; when business may be begun
- § 617Engaging in commerce or trade in commodities; price fixing; forfeiture of charter; acts forbidden to directors, officers, agents, or employees
- § 618Capital stock; amount; when paid in
- § 619Capital stock; by whom held; ownership of capital stock by foreign bank
- § 620Members of Board of Governors of the Federal Reserve System without interest in corporation
- § 621Liability of shareholders on unpaid subscriptions; membership of corporation in Federal reserve bank prohibited
- § 622Forfeiture of rights and privileges; dissolution; liability of directors and officers
- § 623Voluntary liquidation
- § 624Appointment of receiver or conservator
- § 625Stockholders’ meetings; books and records; reports; examination
- § 626Dividends; surplus fund
- § 627State taxation
- § 628Extension of corporate existence
- § 629Conversion of banking corporations into Federal corporations; procedure
- § 630Offenses by officers of corporation; punishment
- § 631False representations as to liability of United States for acts of corporation; punishment
- § 632Jurisdiction of United States courts; disposition by banks of foreign owned property
- § 633Potential liability on foreign accounts
- § 635Powers and functions of Bank
- § 635aManagement of Bank
- § 635bCapitalization of Bank; method of capital stock payments; public-debt transactions; issuance of stock certificates
- § 635cRepealed. Pub. L. 102–429, title I, § 121(c)(1) , Oct. 21, 1992 , 106 Stat. 2199Repealed
- § 635dIssuance of debentures, bonds, etc.; obligations redeemable; payment of interest; obligations purchasable by Secretary of the Treasury; public-debt transactions
- § 635eAggregate loan, guarantee, and insurance authority
- § 635fTermination date of Bank’s functions; exceptions; liquidation
- § 635gReport to Congress; time for submission; contents
- § 635hExemption from prohibition of section 955 of title 18
- § 635jExport financing program to foster foreign trade and commercial interest of the United States
- § 635kApportionment of losses incurred on loans, guarantees, and insurance; reimbursement; contingent obligations
- § 635lAuthorization for appropriation of funds for losses
- § 635mLoans, guarantees, and insurance subject to the provisions of this chapter
- § 635nProhibition of loans, guarantees, and insurance as to sales of defense articles or services
- § 635oCongressional statement of purpose
- § 635pPresidential mandate to negotiate; objectives
- § 635qEstablishment of tied aid credit program in United States Export-Import Bank
- § 635rEstablishment of tied aid credit program administered by Trade and Development Agency
- § 635sImplementation
- § 635tDefinitions
Ch. 7— Declaration of policy25 inactive3 sections
- § 1OmittedOmitted
- § 3OmittedOmitted
- § 3Repealed. Pub. L. 87–128, title III, § 341(a) , Aug. 8, 1961 , 75 Stat. 318Repealed
- § 642Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624Repealed
- § 1016Repealed and OmittedRepealed
- § 1019Repealed. Pub. L. 87–353, § 3(b) , Oct. 4, 1961 , 75 Stat. 773Repealed
- § 1020cRepealed. Pub. L. 87–353, § 3(a) , Oct. 4, 1961 , 75 Stat. 773Repealed
- § 1020hRepealed. Pub. L. 87–353, § 3(a) , Oct. 4, 1961 , 75 Stat. 773Repealed
- § 1020nRepealed. Aug. 14, 1946, ch. 964, § 2(a)(2) , 60 Stat. 1062Repealed
- § 1020oRepealed. Aug. 14, 1946, ch. 964, § 2(a)(2) , 60 Stat. 1062Repealed
- § 1131Repealed. Pub. L. 89–554, § 8(a) , Sept. 6, 1966 , 80 Stat. 648Repealed
- § 1131aRepealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624Repealed
- § 1131bRepealed. July 26, 1956, ch. 741 , title I, § 105(c), 70 Stat. 665Repealed
- § 1131cRepealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624Repealed
- § 1138cRepealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624Repealed
- § 1138dRepealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948Repealed
- § 1138eRepealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624Repealed
- § 1138fRepealed. Aug. 11, 1955, ch. 785 , title I, § 110(b), 69 Stat. 662Repealed
- § 1141Declaration of policy; effective merchandising of agricultural commodities; speculation; cooperative marketing; surpluses; administration of chapter
- § 1141aRepealed. Aug. 6, 1953, ch. 335, § 19 , 67 Stat. 400Repealed
- § 1141fRepealed. Pub. L. 115–334, title V, § 5411(52) –(56), (58), Dec. 20, 2018 , 132 Stat. 4685Repealed
- § 1141gOmittedOmitted
- § 1141hAvoidance of duplication; cooperation with other governmental establishments; obtaining information and data; cooperation with States, Territories, and agencies or subdivisions thereof; indicating research problems; transfer of offices, functions, etc.
- § 1141iRepealed. Pub. L. 115–334, title V, § 5411(57) , Dec. 20, 2018 , 132 Stat. 4685Repealed
- § 1141jMiscellaneous provisions
- § 1148Repealed. Pub. L. 115–334, title V, § 5411(59) , Dec. 20, 2018 , 132 Stat. 4685Repealed
- § 1148aRepealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624Repealed
- § 1148dRepealed. Pub. L. 115–334, title V, § 5411(60) –(63), Dec. 20, 2018 , 132 Stat. 4686Repealed
Ch. 8— Compromise4 sections
- § 1150Compromise, adjustment, and cancellation of farm loans; conditions; delegation of powers and duties by Secretary of Agriculture
- § 1150aFarm loans to which chapter is applicable
- § 1150bAuthorization of appropriations
- § 1150cSelf-hauling of hay or other roughages under hay transportation assistance program; liability for or refund of excess payments; availability of funds for payments
Ch. 101 inactive0 sections
Ch. 11— RTC and FDIC properties9 inactive43 sections
- § 1Definitions
- § 2Authorization for State housing finance agencies and nonprofit entities to purchase mortgage-related assets
- § 3RTC and FDIC properties
- § 1421Short title
- § 1422Definitions
- § 1422bRepealed. Pub. L. 110–289, div. A, title II, § 1204(1) , July 30, 2008 , 122 Stat. 2785Repealed
- § 1423Federal Home Loan Bank districts; number and boundaries; establishment of Federal Home Loan Banks; names
- § 1424Eligibility for membership
- § 1425bRepealed. Pub. L. 101–73, title VII , §§ 705, 716, 720, Aug. 9, 1989 , 103 Stat. 416 , 421, 423Repealed
- § 1426Capital structure of Federal home loan banks
- § 1426aExclusion from certain requirements
- § 1427Directors
- § 1428Examination of State laws, regulations, and procedures; studies of values, etc.
- § 1428aRepealed. Pub. L. 101–73, title VII, § 718 , Aug. 9, 1989 , 103 Stat. 422Repealed
- § 1429Eligibility to secure advances
- § 1430Advances to members
- § 1430aOmittedOmitted
- § 1430bAdvances to nonmember mortgagee; terms and conditions
- § 1430cHousing goals
- § 1431Powers and duties of banks
- § 1432Incorporation of banks; corporate powers; housing project loans
- § 1433Exemption from taxation; obligations acceptable as credit on debt of home owner
- § 1434Depositaries of public money; financial agents
- § 1435Obligations as lawful investments; liability of United States for debentures, etc., issued by banks
- § 1436Reserves and dividends; emergency suspensions of requirements
- § 1437Repealed. Pub. L. 101–73, title VII, § 703(a) , Aug. 9, 1989 , 103 Stat. 415Repealed
- § 1438OmittedOmitted
- § 1438aNonadministrative expenses; expenses of studies and investigations
- § 1439aDeposits in special fund; availability for all purposes of Federal Home Loan Bank Board and Federal Home Loan Bank Administration
- § 1440Examinations and audits
- § 1440aSharing of information among Federal Home Loan Banks
- § 1441Financing Corporation
- § 1441aRepealed. Pub. L. 111–203, title III, § 364(b) , July 21, 2010 , 124 Stat. 1555Repealed
- § 1441bResolution Funding Corporation established
- § 1442Member financial information
- § 1442aRepealed. Pub. L. 106–102, title VI, § 606(c) , Nov. 12, 1999 , 113 Stat. 1454Repealed
- § 1443Forms of bank stock and obligations
- § 1444Eligibility to membership in banks
- § 1445Succession of Federal Home Loan Banks
- § 1446Liquidation or reorganization; acquisition of assets by other banks; assumption of liabilities
- § 1447Repealed. Pub. L. 106–102, title VI, § 606(c) , Nov. 12, 1999 , 113 Stat. 1454Repealed
- § 1448Effect of partial invalidity of chapter
- § 1449Reservation of right to amend or repeal chapter
- § 1451Definitions
- § 1452Federal Home Loan Mortgage Corporation
- § 1453Capitalization of Federal Home Loan Mortgage Corporation
- § 1454Purchase and sale of mortgages; residential mortgages; conventional mortgages; terms and conditions of sale or other disposition; authority to enter into, perform, and carry out transactions
- § 1455Obligations and securities of the Corporation
- § 1456Immunity of Corporation; audits and reporting requirements; data collection; Housing Advisory Council
- § 1457Prohibited activities; penalties for violations by organizations, officers and members of organizations, and individuals
- § 1458Territorial applicability
- § 1459Separability
Ch. 12— Administrative provisions18 sections
- § 1461Short title
- § 1462Definitions
- § 1462aAdministrative provisions
- § 1463Supervision of savings associations
- § 1464Federal savings associations
- § 1464aElection to operate as a covered savings association
- § 1465State law preemption standards for Federal savings associations clarified
- § 1466Applicability
- § 1466aDistrict associations
- § 1467Examination fees
- § 1467aRegulation of holding companies
- § 1467bIntermediate holding companies
- § 1468Transactions with affiliates; extensions of credit to executive officers, directors, and principal shareholders
- § 1468aAdvertising
- § 1468bPowers of examiners
- § 1468cSeparability
- § 1469Authority to invest in State housing corporations
- § 1470Federal supervision of insured institutions, State member and nonmember banks; access to information; definitions
Ch. 13— Assistance for troubled multifamily housing projects42 inactive157 sections
- § 1OmittedOmitted
- § 1aAssistance for troubled multifamily housing projects
- § 1bTenant participation in multifamily housing projects
- § 1cRegulation of rents in insured projects
- § 2OmittedOmitted
- § 3Regulations
- § 4Administration
- § 4aDouble damages remedy for unauthorized use of multifamily housing project assets and income
- § 5Definitions
- § 5aTransfer of New Communities Fund assets and liabilities
- § 5bLiquidation of New Communities Program; cancellation of debt
- § 5cTransfer of rehabilitation loan fund assets and liabilities
- § 6Secondary mortgages held by State or local governmental agency on insured properties
- § 6aOmittedOmitted
- § 7Exemption from State usury laws; applicability
- § 7aState constitution or laws limiting mortgage interest, discount points, and finance or other charges; exemption for obligations made after March 31, 1980
- § 8Time of payment of premium charges
- § 9Limitation on commitments to insure loans and mortgages
- § 10OmittedOmitted
- § 10aBiennial survey of economic and housing market conditions
- § 10dOmittedOmitted
- § 11Review of mortgagee performance and authority to terminate
- § 11aDisposition of HUD-owned properties
- § 12Assurance of adequate processing of applications for loan and mortgage insurance
- § 13Prohibition of requirement of minimum principal loan amount
- § 13aLoan guarantees for Indian housing
- § 13bLoan guarantees for Native Hawaiian housing
- § 14Civil money penalties against mortgagees, lenders, and other participants in FHA programs
- § 15Civil money penalties against multifamily mortgagors
- § 16Annual audited financial statements
- § 17Examinations and sanctions for certain violations
- § 18Information regarding early defaults and foreclosures on insured mortgages
- § 19Partial payment of claims on defaulted mortgages and in connection with mortgage restructuring
- § 20Authorization of appropriations for General and Special Risk Insurance Funds
- § 21OmittedOmitted
- § 22Multifamily mortgage credit programs
- § 22aDefinitions
- § 23HOPE for Homeowners Program
- § 24Pilot program for automated process for borrowers without sufficient credit history
- § 25Mortgage modification data collecting and reporting
- § 1701Short title
- § 1701aShort title of amendment of 1938
- § 1701bShort title of amendment of 1942
- § 1701cSecretary of Housing and Urban Development
- § 1701dRepealed. Pub. L. 89–554, § 8(a) , Sept. 6, 1966 , 80 Stat. 655Repealed
- § 1701fRepealed. Pub. L. 91–609, title V, § 503(1) , Dec. 31, 1970 , 84 Stat. 1785Repealed
- § 1701hAdvisory committees; payment of transportation and other expenses
- § 1701jRepealed. Aug. 2, 1954, ch. 649 , title VIII, § 813, 68 Stat. 647Repealed
- § 1701kRight to redeem property on which United States has lien
- § 1701lLimitation on interest rates of insured mortgages; terms of sales
- § 1701mCredit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
- § 1701nReduction of vulnerability of congested urban areas to enemy attack
- § 1701oAnnual report of Secretary
- § 1701pContents of report to President and Congress
- § 1701qSupportive housing for the elderly
- § 1701rCongressional findings respecting housing for senior citizens
- § 1701sRent supplement payments for qualified lower income families
- § 1701tCongressional affirmation of national goal of decent homes and suitable living environment for American families
- § 1701uEconomic opportunities for low- and very low-income persons
- § 1701vCongressional findings and declaration for improved architectural design in Government housing programs
- § 1701wBudget, debt management, and related counseling services for mortgagors; authorization of appropriations
- § 1701xAssistance with respect to housing for low- and moderate-income families
- § 1701yNational Homeownership Foundation
- § 1701zNew technologies in the development of housing for lower income families
- § 1702Administrative provisions
- § 1702aRepealed. June 28, 1955, ch. 189, § 12(c)(14) , 69 Stat. 182Repealed
- § 1703Insurance of financial institutions
- § 1704Repealed. Apr. 3, 1936, ch. 165, § 2 , 49 Stat. 1188Repealed
- § 1705Allocation of funds
- § 1706Repealed. Aug. 2, 1954, ch. 649 , title VIII, § 802(b), 68 Stat. 642Repealed
- § 1706aRepealed. June 3, 1939, ch. 175, § 3 , 53 Stat. 805Repealed
- § 1706bTaxation of real property held by Secretary
- § 1706cInsurance of mortgages
- § 1706dApplicability
- § 1706eRepealed. Pub. L. 101–625, title II, § 289(b) , Nov. 28, 1990 , 104 Stat. 4128Repealed
- § 1706fProhibition against kickbacks and unearned fees
- § 1707Definitions
- § 1708Federal Housing Administration operations
- § 1709Insurance of mortgages
- § 1709aDetermination of loan-to-value ratios
- § 1709bRepealed. Pub. L. 85–364, § 6 , Apr. 1, 1958 , 72 Stat. 77Repealed
- § 1710Payment of insurance
- § 1711General Surplus and Participating Reserve Accounts
- § 1712Investment of funds
- § 1712aIndexing of FHA multifamily housing loan limits
- § 1713Rental housing insurance
- § 1714Taxation
- § 1715Statistical and economic surveys
- § 1715aRepealed. June 3, 1939, ch. 175, § 13 , 53 Stat. 807Repealed
- § 1715bRules and regulations
- § 1715cLabor standards
- § 1715dInsurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands
- § 1715eCooperative housing insurance
- § 1715fProcess of applications and issuance of commitments
- § 1715gInsurance of mortgage where mortgagor is not occupant of property
- § 1715hRepealed. Pub. L. 100–242, title IV, § 401(a)(1) , Feb. 5, 1988 , 101 Stat. 1898Repealed
- § 1715iRepealed. Pub. L. 86–372, title I, § 108 , Sept. 23, 1959 , 73 Stat. 657Repealed
- § 1715jRepealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507Repealed
- § 1715kRehabilitation and neighborhood conservation housing insurance
- § 1715lHousing for moderate income and displaced families
- § 1715mRepealed. Pub. L. 110–289, div. B, title I, § 2120(a)(5) , July 30, 2008 , 122 Stat. 2835Repealed
- § 1715nMiscellaneous mortgage insurance
- § 1715oInterest rate on debentures; method of establishment
- § 1715pInsurance of advances under open-end mortgages; payment of charges; eligibility and conditions
- § 1715qDelivery of statement of appraisal or estimates to home buyers
- § 1715rRequirement of builder’s cost certification; definitions
- § 1715sTreatment of mortgages covering tax credit projects
- § 1715tVoluntary termination of insurance
- § 1715uAuthority to assist mortgagors in default
- § 1715vInsurance of mortgages for housing for elderly persons
- § 1715wMortgage insurance for nursing homes, intermediate care facilities, and board and care homes
- § 1715xExperimental housing insurance
- § 1715yMortgage insurance for condominiums
- § 1715zHomeownership or membership in cooperative association for lower income families
- § 1716Declaration of purposes of subchapter
- § 1716aRepealed. Aug. 2, 1954, ch. 649 , title II, § 206, 68 Stat. 622Repealed
- § 1716bPartition of Federal National Mortgage Association into Federal National Mortgage Association and Government National Mortgage Association; assets and liabilities; operations
- § 1717Federal National Mortgage Association and Government National Mortgage Association
- § 1717aProhibition against sale of obligations by Federal departments and agencies after June 30, 1966 , without compliance with requirements of section 1717(c) of this title or without approval by Secretary of the Treasury; exemption
- § 1718Capitalization of Federal National Mortgage Association
- § 1719Secondary market operations
- § 1720Repealed. Pub. L. 98–181, title I [title IV, § 483(a)], Nov. 30, 1983 , 97 Stat. 1240Repealed
- § 1721Management and liquidation functions of Government National Mortgage Association
- § 1722Benefits and burdens incident to administration of functions and operations under sections 1720 and 1721
- § 1723Management
- § 1723aGeneral powers of Government National Mortgage Association and Federal National Mortgage Association
- § 1723bInvestment of funds
- § 1723cObligations, participations, or other instruments as lawful investments; acceptance as security; exempt securities
- § 1723dTransfer of certain functions to Association
- § 1723eRepealed. Pub. L. 98–181, title I [title IV, § 483(a)], Nov. 30, 1983 , 97 Stat. 1240Repealed
- § 1723fRepealed. Pub. L. 96–294, title V, § 533 , June 30, 1980 , 94 Stat. 740Repealed
- § 1723hRepealed. Pub. L. 102–550, title IX, § 912(i)(2) , Oct. 28, 1992 , 106 Stat. 3876Repealed
- § 1723iCivil money penalties against issuers
- § 1730dRepealed. Pub. L. 101–73, title IV, § 407 , Aug. 9, 1989 , 103 Stat. 363Repealed
- § 1730eRepealed. Pub. L. 96–221, title V, § 529 , Mar. 31, 1980 , 94 Stat. 168Repealed
- § 1730iRepealed. Pub. L. 101–73, title IV, § 407 , Aug. 9, 1989 , 103 Stat. 363Repealed
- § 1731Repealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948Repealed
- § 1731aPenalties
- § 1731bProhibition against transient housing
- § 1732Separability
- § 1733Application of other laws
- § 1734Amendment, extension, or increase of commitment amounts
- § 1735Payment of certain funds to Treasury
- § 1735aPrepayment of mortgages by nonprofit educational institutions; refunds
- § 1735bExpenditures to correct or reimburse for structural or other major defects in mortgaged homes
- § 1735cGeneral Insurance Fund
- § 1735dPayment of insurance benefits in cash or debentures; borrowing money from Treasury to make payments
- § 1735eAcceptance of materials or products used in structures
- § 1735fWater and sewerage facilities
- § 1735gMortgage relief for homeowners who are unemployed as result of closing of Federal installation
- § 1735hRepealed. Pub. L. 89–754, title X, § 1013(j) , Nov. 3, 1966 , 80 Stat. 1292Repealed
- § 1736Definitions
- § 1737Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507Repealed
- § 1738Insurance of mortgages
- § 1739Mortgage insurance benefits
- § 1740Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507Repealed
- § 1741State taxation of realty held by Secretary
- § 1742Rules and regulations
- § 1743Insurance of mortgages
- § 1744Insurance of loans for manufacture of houses
- § 1745Insurance of mortgages on sales of Government housing; limits and conditions; Greenbelt towns; State housing
- § 1746Insurance on mortgages on large-scale housing projects
- § 1746aTermination of commitment authority under this subchapter
- § 1747Purpose of subchapter; authorization; terms and conditions; expiration of insurance contract
- § 1747aEligibility for insurance
- § 1747bPremium charges; fees for examination and inspection
- § 1747cRent schedules
- § 1747dExcess earnings used for amortization of original investment
- § 1747eFinancial statements by Secretary
- § 1747fPayment of claims; assignment of benefits by investors
- § 1747gDebentures
- § 1747hTermination of insurance contract by investor
- § 1747iRepealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507Repealed
- § 1747jTaxation of real property
- § 1747kRules and regulations
- § 1747lDefinitions
- § 1748Definitions
- § 1748aRepealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507Repealed
- § 1748bInsurance of mortgages
- § 1748cRepealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507Repealed
- § 1748dLease of property; terms and conditions
- § 1748eMortgages on property in Alaska
- § 1748fRules and regulations
- § 1748gCost certification
- § 1748hOmittedOmitted
- § 1748iOmittedOmitted
- § 1749aaaInsurance of mortgages
- § 1749cRepealed. Pub. L. 99–498, title VII, § 702 , Oct. 17, 1986 , 100 Stat. 1545Repealed
- § 1749dCost of inspections and of providing representatives
- § 1749llRepealed. Pub. L. 101–235, title I, § 133(a) , Dec. 15, 1989 , 103 Stat. 2027Repealed
- § 1750Definitions
- § 1750aRepealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507Repealed
- § 1750bInsurance in critical areas
- § 1750cMortgage insurance benefits
- § 1750dRepealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507Repealed
- § 1750eTaxation
- § 1750fRules and regulations
- § 1750gInsurance of additional mortgages
- § 1750jjOmittedOmitted
Ch. 14— Community development revolving loan fund for credit unions4 inactive63 sections
- § 1Community development revolving loan fund for credit unions
- § 1751Short title
- § 1751aOmittedOmitted
- § 1752Definitions
- § 1752aNational Credit Union Administration
- § 1753Federal credit union organization
- § 1754Approval of organization certificate
- § 1755Fees
- § 1756Reports and examinations
- § 1756aOmittedOmitted
- § 1757Powers
- § 1757aLimitation on member business loans
- § 1758Bylaws
- § 1759Membership
- § 1760Members’ meetings
- § 1761Management
- § 1761aOfficers of the board
- § 1761bBoard of directors; meetings; powers and duties; executive committee; membership officers; membership application
- § 1761cCredit committee
- § 1761dSupervisory committee; powers and duties; suspension of members; passbook
- § 1762Repealed. Pub. L. 105–219, title III, § 301(g)(3) , Aug. 7, 1998 , 112 Stat. 931Repealed
- § 1763Dividends
- § 1764Expulsion and withdrawal
- § 1765Minors
- § 1766Powers of Board
- § 1767Fiscal agents and depositories; authorization to secure deposits by governmental bodies
- § 1768Taxation
- § 1769Separability; right to alter, amend, or repeal chapter
- § 1770Allotment of space in Federal buildings or Federal land
- § 1771Conversion from Federal to State credit union and from State to Federal credit union
- § 1772Territorial application of chapter
- § 1772aGifts; acceptance of conditional gifts; deposit
- § 1772bApportionment
- § 1772cTrust fund
- § 1772dForfeiture of organization certificate for money laundering or cash transaction reporting offenses
- § 1773District of Columbia credit unions; conversion to Federal status
- § 1774Approval of certificate; assets and obligations of applicant credit union
- § 1775Conditions upon conversion to Federal status
- § 1781Insurance of member accounts
- § 1782Administration of insurance fund
- § 1783National Credit Union Share Insurance Fund
- § 1784Examination of insured credit unions
- § 1785Requirements governing insured credit unions
- § 1786Termination of insured credit union status; cease and desist orders; removal or suspension from office; procedure
- § 1786aOmittedOmitted
- § 1787Payment of insurance
- § 1788Special assistance to avoid liquidation
- § 1789Administrative provisions
- § 1789aCredit unions as depositaries of public money; fiscal agents; duties
- § 1790Nondiscriminatory provision
- § 1790aBoard disapproval of directors, committee members, and senior executive officers of insured credit unions
- § 1790bCredit union employee protection remedy
- § 1790cReward for information leading to recoveries or civil penalties
- § 1790dPrompt corrective action
- § 1790eTemporary Corporate Credit Union Stabilization Fund
- § 1795Congressional findings
- § 1795aDefinitions
- § 1795bNational Credit Union Administration Central Liquidity Facility; establishment; management; jurisdiction
- § 1795cMembership
- § 1795dCapital stock
- § 1795eExtensions of credit
- § 1795fPowers of Board
- § 1795gDepositories, custodians, and fiscal agents
- § 1795hAudit of financial transactions
- § 1795iAnnual report
- § 1795jAgent of Federal Reserve System
- § 1795kState and local tax exemption
Ch. 151 inactive0 sections
Ch. 16— Notice of branch closure5 inactive64 sections
- § 1Notice of branch closure
- § 1811Federal Deposit Insurance Corporation
- § 1812Management
- § 1813Definitions
- § 1814Insured depository institutions
- § 1815Deposit insurance
- § 1816Factors to be considered
- § 1817Assessments
- § 1818Termination of status as insured depository institution
- § 1819Corporate powers
- § 1820Administration of Corporation
- § 1820aExamination of investment companies
- § 1821Insurance Funds
- § 1821aFSLIC Resolution Fund
- § 1822Corporation as receiver
- § 1823Corporation monies
- § 1824Borrowing authority
- § 1825Issuance of notes, debentures, bonds, and other obligations; exemptions
- § 1826Forms of obligations; preparation by Secretary of the Treasury
- § 1827Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits
- § 1828Regulations governing insured depository institutions
- § 1828aPrudential safeguards
- § 1828bInteragency data sharing
- § 1829Penalty for unauthorized participation by convicted individual
- § 1829aParticipation by State nonmember insured banks in lotteries and related activities
- § 1829bRetention of records by insured depository institutions
- § 1829cMaking online banking initiation legal and easy
- § 1830Nondiscrimination
- § 1831Separability of certain provisions of this chapter
- § 1831aActivities of insured State banks
- § 1831aaEnforcement of agreements
- § 1831bDisclosures with respect to certain federally related mortgage loans
- § 1831bbCapital requirements for certain acquisition, development, or construction loans
- § 1831cAssuring consistent oversight of subsidiaries of holding companies
- § 1831dState-chartered insured depository institutions and insured branches of foreign banks
- § 1831eActivities of savings associations
- § 1831fBrokered deposits
- § 1831gContracts between depository institutions and persons providing goods, products, or services
- § 1831hRepealed. Pub. L. 109–173, § 8(a)(33) , Feb. 15, 2006 , 119 Stat. 3615Repealed
- § 1831iAgency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies
- § 1831jDepository institution employee protection remedy
- § 1831kReward for information leading to recoveries or civil penalties
- § 1831lCoordination of risk analysis between SEC and Federal banking agencies
- § 1831mEarly identification of needed improvements in financial management
- § 1831nAccounting objectives, standards, and requirements
- § 1831oPrompt corrective action
- § 1831pTransferredTransferred
- § 1831qFDIC affordable housing program
- § 1831rPayments on foreign deposits prohibited
- § 1831sTransferredTransferred
- § 1831tDepository institutions lacking Federal deposit insurance
- § 1831uInterstate bank mergers
- § 1831vAuthority of State insurance regulator and Securities and Exchange Commission
- § 1831wSafety and soundness firewalls applicable to financial subsidiaries of banks
- § 1831xInsurance customer protections
- § 1831yCRA sunshine requirements
- § 1831zBi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked
- § 1832Withdrawals by negotiable or transferable instruments for transfers to third parties
- § 1833Repealed. Pub. L. 104–208, div. A, title II, § 2224(b) , Sept. 30, 1996 , 110 Stat. 3009–415Repealed
- § 1833aCivil penalties
- § 1833bComparability in compensation schedules
- § 1833cComptroller General audit and access to records
- § 1833dRepealed. Pub. L. 102–242, title I, § 121(b) , Dec. 19, 1991 , 105 Stat. 2251Repealed
- § 1833eEqual opportunity
- § 1834Reduced assessment rate for deposits attributable to lifeline accounts
- § 1834aAssessment credits for qualifying activities relating to distressed communities
- § 1834bCommunity development organizations
- § 1835Insured depository institution capital requirements for transfers of small business obligations
- § 1835aProhibition against deposit production offices
Ch. 17— Acquisition of bank shares or assets2 inactive12 sections
- § 1841Definitions
- § 1842Acquisition of bank shares or assets
- § 1843Interests in nonbanking organizations
- § 1844Administration
- § 1845Repealed. Pub. L. 89–485, § 9 , July 1, 1966 , 80 Stat. 240Repealed
- § 1846Reservation of rights to States
- § 1847Penalties
- § 1848Judicial review
- § 1848aRepealed. Pub. L. 111–203, title VI, § 604(c)(2) , July 21, 2010 , 124 Stat. 1601Repealed
- § 1849Saving provision
- § 1850Acquisition of subsidiary and tying arrangement: Federal Reserve Board proceedings; application for authorization; competitor as party in interest and person aggrieved; judicial review
- § 1850aSecurities holding companies
- § 1851Prohibitions on proprietary trading and certain relationships with hedge funds and private equity funds
- § 1852Concentration limits on large financial firms
Ch. 18— Amount of investment in bank service company7 sections
- § 1861Short title and definitions
- § 1862Amount of investment in bank service company
- § 1863Permissible bank service company activities for depository institutions
- § 1864Permissible bank service company activities for other persons
- § 1865Prior approval for investments in bank service companies
- § 1866Services to nonstockholders or nonmembers
- § 1867Regulation and examination of bank service companies
Ch. 19— “Federal supervisory agency” defined4 sections
Ch. 201 inactive0 sections
Ch. 21— Reports on ownership and control9 sections
Ch. 22— Certain tying arrangements prohibited8 sections
- § 1971Definitions
- § 1972Certain tying arrangements prohibited; correspondent accounts
- § 1973Jurisdiction of courts; duty of United States attorneys; equitable proceedings; petition; expedition of cases; temporary restraining orders; bringing in additional parties; subpenas
- § 1974Actions by United States; subpenas for witnesses
- § 1975Civil actions by persons injured; jurisdiction and venue; amount of recovery
- § 1976Injunctive relief for persons against threatened loss or damages; equitable proceedings; preliminary injunctions
- § 1977Limitation of actions; suspension of limitations
- § 1978Actions under other Federal or State laws unaffected; regulations or orders barred as a defense
Ch. 23— Risk-based capital levels19 inactive152 sections
- § 1Risk-based capital levels
- § 2Minimum capital level
- § 3Critical capital level
- § 4Enforcement levels
- § 5Mandatory actions applicable to level II
- § 6Supervisory actions applicable to level III
- § 7Repealed. Pub. L. 115–334, title V, § 5411(51) , Dec. 20, 2018 , 132 Stat. 4685Repealed
- § 8Standards for qualified loans
- § 9Exemption from restructuring and borrowers rights provisions for pooled loans
- § 10Funding for guarantee; reserves of Corporation
- § 10aOversight actions by Corporation
- § 10bAuthority to regulate golden parachute and indemnification payments
- § 10cCorporation as conservator or receiver; certain other powers
- § 11Supervision, examination, and report of condition
- § 12Securities in credit enhanced pools
- § 13Authority to issue obligations to cover guarantee losses of Corporation
- § 14Federal jurisdiction
- § 2001Congressional declaration of policy and objectives
- § 2002Farm Credit System
- § 2011Establishment, charters, titles, branches
- § 2012Board of directors
- § 2013General corporate powers
- § 2014Farm Credit Bank capitalization
- § 2015Lending authority
- § 2016Interest rates and other charges
- § 2017Eligibility
- § 2018Security; terms
- § 2019Purposes for extensions of credit
- § 2020Related services
- § 2021Loans through associations or agents
- § 2022Liens on stock
- § 2023Taxation
- § 2071Organization and charters
- § 2072Board of directors
- § 2073General corporate powers
- § 2074Production credit association capitalization
- § 2075Short- and intermediate-term loans; participation; other financial assistance; terms; conditions; interest; security
- § 2076Other services
- § 2076aLiens on stock
- § 2077Taxation
- § 2091Organizations; articles; charters; powers of the Farm Credit Administration
- § 2092Board of directors
- § 2093General corporate powers
- § 2094Federal land bank association capitalization
- § 2095Repealed. Pub. L. 100–399, title IV, § 401(v) , Aug. 17, 1988 , 102 Stat. 999Repealed
- § 2096Agreements for sharing gains or losses
- § 2097Liens on stock
- § 2098Taxation
- § 2121Establishment; titles; branches
- § 2122Corporate existence; general corporate powers
- § 2123Board of directors
- § 2124Stock of banks for cooperatives
- § 2125Dividends
- § 2126Retirement of stock
- § 2127Guaranty fund subscriptions in lieu of stock
- § 2128Loans, commitments, and technical and financial assistance
- § 2129Eligibility
- § 2130Ownership of stock by borrowers
- § 2131Loans
- § 2132Earnings and reserves; application of savings
- § 2133Distribution of assets on liquidation or dissolution
- § 2134Taxation
- § 2141Charter, powers, and operation
- § 2142Repealed. Pub. L. 115–334, title V, § 5411(14) , Dec. 20, 2018 , 132 Stat. 4680Repealed
- § 2143Credit delivery office
- § 2144Consolidation of functions
- § 2145Exchange of ownership interests
- § 2146Capitalization
- § 2147Patronage pools
- § 2148Transactions to accomplish merger
- § 2149Lending limits
- § 2149aRepealed. Pub. L. 115–334, title V, § 5411(16) , Dec. 20, 2018 , 132 Stat. 4680Repealed
- § 2151Repealed. Pub. L. 115–334, title V, § 5411(17) , Dec. 20, 2018 , 132 Stat. 4680Repealed
- § 2152Repealed. Pub. L. 100–233, title II, § 207(a)(1) , Jan. 6, 1988 , 101 Stat. 1607Repealed
- § 2153Power to borrow; issuance of notes, bonds, debentures, and other obligations
- § 2154Capital adequacy of banks and institutions
- § 2154aCapitalization of System institutions
- § 2155Liability of banks; United States not liable
- § 2156Repealed. Pub. L. 100–233, title II, § 204(b) , Jan. 6, 1988 , 101 Stat. 1607Repealed
- § 2157Bonds as investments
- § 2158Purchase and sale by Federal Reserve System
- § 2159Purchase and sale of obligations
- § 2160Federal Farm Credit Banks Funding Corporation
- § 2161Repealed. Pub. L. 100–399, title I, § 101(a) , Aug. 17, 1988 , 102 Stat. 989Repealed
- § 2162Protection of borrower stock
- § 2182Repealed. Pub. L. 100–233, title IV, § 418(a)(2) , (3), formerly § 415(a)(2), (3), Jan. 6, 1988 , 101 Stat. 1653 ; renumbered § 418(a)(2), (3), Pub. L. 100–399, title IV, § 409(a) , Aug. 17, 1988 , 102 Stat. 1003Repealed
- § 2183Dissolution; voluntary or involuntary liquidation; mergers; receiverships or conservators
- § 2184Communications with stockholders
- § 2199Disclosure
- § 2200Access to documents and information
- § 2201Notice of action on application
- § 2202Reconsideration of actions
- § 2202aRestructuring distressed loans
- § 2202bEffect of restructuring on borrower stock
- § 2202cRepealed. Pub. L. 115–334, title V, § 5411(23) , Dec. 20, 2018 , 132 Stat. 4682Repealed
- § 2202dProtection of borrowers who meet all loan obligations
- § 2202eWaiver of mediation rights by borrowers
- § 2203Nomination of association directors; representative selection of nominees
- § 2204Repealed. Pub. L. 102–552, title V, § 508 , Oct. 28, 1992 , 106 Stat. 4132Repealed
- § 2205Interest rates
- § 2206Participation loans
- § 2206aAuthority of Farm Credit Banks and direct lender associations to participate in loans to similar entities for risk management purposes
- § 2207Young, beginning, and small farmers and ranchers
- § 2208Prohibition against use of signed ballots
- § 2209Repealed. Pub. L. 115–334, title V, § 5403 , Dec. 20, 2018 , 132 Stat. 4675Repealed
- § 2211Establishment
- § 2212Powers of Farm Credit Administration
- § 2213Regulation and examination
- § 2214State laws
- § 2214a“Bank” defined
- § 2216kRepealed. Pub. L. 100–233, title II, § 207(a)(3) , Jan. 6, 1988 , 101 Stat. 1607Repealed
- § 2218Lines of insurance
- § 2219Limitation on separate sale
- § 2219aRight of first refusal
- § 2219bApplication of uninsured accounts
- § 2219cAffirmative action
- § 2219dEncouragement of conservation practices
- § 2219eLiability for making criminal referrals
- § 2221TransferredTransferred
- § 2227Repealed. Pub. L. 100–399, title IV, § 409(d) , Aug. 17, 1988 , 102 Stat. 1003Repealed
- § 2241Farm Credit Administration
- § 2242Farm Credit Administration Board
- § 2243Powers of Board
- § 2244Chairman; responsibilities; governing standards
- § 2245Organization of Farm Credit Administration
- § 2246Advisory committees
- § 2247Repealed. Pub. L. 99–205, title II, § 201(2) , Dec. 23, 1985 , 99 Stat. 1690Repealed
- § 2248Seal of the Farm Credit Administration
- § 2249Administrative expenses
- § 2250Farm Credit Administration operating expenses fund
- § 2251Quarters and facilities for the Farm Credit Administration
- § 2252Powers and duties
- § 2253Repealed. Pub. L. 115–334, title V, § 5411(30) , Dec. 20, 2018 , 132 Stat. 4682Repealed
- § 2254Examinations
- § 2255Conditions of other banks and lending institutions
- § 2256Consent to the availability of reports and to examinations
- § 2257Reports on conditions of institutions receiving loans or deposits
- § 2257aUniform financial reporting instructions
- § 2258Jurisdiction
- § 2259State legislation
- § 2260TransferredTransferred
- § 2261Cease and desist proceedings
- § 2262Temporary cease and desist orders
- § 2263Enforcement of temporary cease and desist orders
- § 2264Suspension or removal of director or officer
- § 2265Suspension or removal of director or officer charged with felony
- § 2265aRemoval and prohibition authority; industry-wide prohibition
- § 2266Hearings and judicial review
- § 2267Jurisdiction and enforcement
- § 2267aJurisdiction over institution-affiliated parties
- § 2268Penalty
- § 2269Further penalties
- § 2270Replacement of suspended or removed directors
- § 2271Definitions
- § 2272Notice of service
- § 2273Ancillary provisions; subpena power; etc.
- § 2274Power to remove directors and officers
- § 2275Repealed. Pub. L. 115–334, title V, § 5411(36) , Dec. 20, 2018 , 132 Stat. 4683Repealed
- § 2275aTransition rules relating to amendment of certain FCA approval authorities
- § 2276Access to and examination by Comptroller General of books, documents, etc., of farm credit system banks and institutions
- § 2277aDefinitions
- § 2279aPower to merge
- § 2279aaDefinitions
- § 2279bTransfer of lending authority
- § 2279bbDefinitions
- § 2279cEqualization of loan-making powers of certain district associations
- § 2279ccConservatorship; liquidation; receivership
- § 2279dTermination of System institution status
- § 2279eApproval of disclosure information and issuance of charters
- § 2279fMerger of similar banks
- § 2279gTransactions to accomplish mergers exempt from certain State taxes
Ch. 24— Creation of Federal Financing Bank18 sections
- § 2281Congressional findings and declaration of purpose
- § 2282Definitions
- § 2283Creation of Federal Financing Bank
- § 2284Board of Directors
- § 2285Functions
- § 2285aAcquisition of obligations involving loan guarantees for New York City
- § 2286Approval of financing plans by Secretary of the Treasury
- § 2287Initial capital
- § 2288Bank obligations
- § 2289General powers
- § 2290Exemptions
- § 2291Preparation of obligations
- § 2292Annual report to the President and Congress
- § 2293Budget and audit provisions of Government corporation control law applicable
- § 2294Payments on behalf of public bodies
- § 2294aContracts for periodic payments to offset costs of purchase of obligations of local public housing agencies
- § 2295Authority or responsibility under other provisions of law not to be affected or impaired
- § 2296Increase not authorized in amounts of obligations issued, sold, or guaranteed by Federal agencies
Ch. 25— Membership of Commission8 sections
- § 2401Establishment of Commission
- § 2402Membership of Commission
- § 2403Functions of Commission
- § 2404Powers of Commission
- § 2405Executive Director and additional staff personnel; appointment and compensation; experts and consultants; employment and compensation; audits by Comptroller General
- § 2406Compensation of members of Commission
- § 2407Cooperation and assistance of other Federal departments, agencies, and instrumentalities
- § 2408Authorization of appropriations
Ch. 26— State entitlement to escheat or custody3 sections
Ch. 27— Uniform settlement statement1 inactive14 sections
- § 2601Congressional findings and purpose
- § 2602Definitions
- § 2603Uniform settlement statement
- § 2604Home buying information booklets
- § 2605Servicing of mortgage loans and administration of escrow accounts
- § 2606Exempted transactions
- § 2607Prohibition against kickbacks and unearned fees
- § 2608Title companies; liability of seller
- § 2609Limitation on requirement of advance deposits in escrow accounts
- § 2610Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements
- § 2613Repealed. Pub. L. 104–208, div. A, title II, § 2103(h) , Sept. 30, 1996 , 110 Stat. 3009–401Repealed
- § 2614Jurisdiction of courts; limitations
- § 2615Contracts and liens; validity
- § 2616State laws unaffected; inconsistent Federal and State provisions
- § 2617Authority of Bureau
Ch. 28— Mortgages eligible for assistance2 inactive9 sections
- § 2701Congressional findings and declaration of purpose
- § 2702Mortgages eligible for assistance
- § 2703Manner of assistance and repayment
- § 2704Insurance for emergency mortgage loans and advances
- § 2705Emergency mortgage relief payments
- § 2706Emergency Homeowners’ Relief Fund
- § 2707Authority of Secretary
- § 2708Expiration date
- § 2710Repealed. Pub. L. 111–203, title XIV, § 1496(b)(7) , July 21, 2010 , 124 Stat. 2209Repealed
- § 2711Nonapplicability of other laws
- § 2712Repealed. Pub. L. 111–203, title XIV, § 1496(b)(7) , July 21, 2010 , 124 Stat. 2209Repealed
Ch. 29— Maintenance of records and public disclosure1 inactive10 sections
- § 2801Congressional findings and declaration of purpose
- § 2802Definitions
- § 2803Maintenance of records and public disclosure
- § 2804Enforcement
- § 2805Relation to State laws
- § 2806Compliance improvement methods
- § 2807Report
- § 2808Effective date
- § 2809Compilation of aggregate data
- § 2810Disclosure by Secretary; commencement, scope, etc.
- § 2811Repealed. Pub. L. 100–242, title V, § 565(b) , Feb. 5, 1988 , 101 Stat. 1945Repealed
Ch. 30— Financial institutions8 sections
Ch. 31— Creation and charter29 sections
- § 3001Congressional statement of findings and purpose
- § 3011Creation and charter; principal office; venue; purposes
- § 3012General corporate powers
- § 3013Board of Directors
- § 3014Capitalization
- § 3015Eligibility of cooperatives
- § 3016Annual meetings; notice, agenda, etc.
- § 3017Bonds, debentures, notes and other evidences of indebtedness
- § 3017aClass A notes as paid-in capital of the Bank
- § 3018Loans
- § 3019Taxation by State, county, etc., taxing authority; Federal tax status
- § 3020Quarters and space for principal and other offices
- § 3021Annual report to Congress; contents
- § 3022Authorization of additional appropriations; restrictions on use
- § 3023Appeal procedures applicable upon denial or restriction of application for assistance
- § 3024Conflict of interest rules; adoption and publication; requirements
- § 3025Examination and audit
- § 3026Acceleration of the Final Government Equity Redemption Date
- § 3041Establishment; appointment, etc., of Director
- § 3042Authorization of appropriations for advances; deposits into separate Account in Bank; availability of amounts
- § 3043Advances
- § 3044Services and information for organization, financing, and management of cooperatives; availability; agreements for development and dissemination; funding
- § 3045Investigations and surveys respecting new services, etc., by cooperative not-for-profit organizations
- § 3046Financial analysis and market surveys at request of eligible cooperative
- § 3047Programs for training directors and staff of eligible cooperatives, and public education; development and availability; scope and implementation
- § 3048Cooperation with Federal agencies offering programs for consumer cooperatives in disseminating information
- § 3049Authorization of appropriations for administration; availability of amounts
- § 3050Fees for providing technical assistance services; waiver; accounting and availability
- § 3051Nonprofit corporation
Ch. 32— Interstate banking by foreign banks12 sections
- § 3101Definitions
- § 3102Establishment of Federal branches and agencies by foreign bank
- § 3103Interstate banking by foreign banks
- § 3104Insurance of deposits
- § 3105Authority of Federal Reserve System
- § 3106Nonbanking activities of foreign banks
- § 3106aCompliance with State and Federal laws
- § 3107Representative offices
- § 3108Regulation and enforcement
- § 3109Cooperation with foreign supervisors
- § 3110Penalties
- § 3111Criminal penalty
Ch. 33— Dual service of management official as management official o8 sections
- § 3201Definitions
- § 3202Dual service of management official as management official of unaffiliated institution or holding company in same area, town, or village prohibited
- § 3203Dual service of management official of $2,500,000,000 institution or holding company as management official of unaffiliated $1,500,000,000 institution or holding company prohibited
- § 3204Exceptions
- § 3205Management official in position prior to November 10, 1978
- § 3206Administration and enforcement
- § 3207Rules and regulations
- § 3208Powers available to Attorney General for enforcement
Ch. 34— Declaration of purpose37 sections
- § 3301Declaration of purpose
- § 3302Definitions
- § 3303Financial Institutions Examination Council
- § 3304Costs and expenses of Council
- § 3305Functions of Council
- § 3306State liaison
- § 3307Administration
- § 3308Access to books, accounts, records, etc., by Council
- § 3309Risk management training
- § 3310Establishment of Appraisal Subcommittee
- § 3311Required review of regulations
- § 3331Purpose
- § 3332Functions of Appraisal Subcommittee
- § 3333Chairperson of Appraisal Subcommittee; term of Chairperson; meetings
- § 3334Officers and staff
- § 3335Powers of Appraisal Subcommittee
- § 3336Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers
- § 3337Startup funding
- § 3338Roster of State certified or licensed appraisers; authority to collect and transmit fees
- § 3339Functions of Federal financial institutions regulatory agencies relating to appraisal standards
- § 3340Time for proposal and adoption of standards
- § 3341Functions of Federal financial institutions regulatory agencies relating to appraiser qualifications
- § 3342Transactions requiring services of State certified appraiser
- § 3343Transactions requiring services of State licensed appraiser
- § 3344Time for proposal and adoption of rules
- § 3345Certification and licensing requirements
- § 3346Establishment of State appraiser certifying and licensing agencies
- § 3347Monitoring of State appraiser certifying and licensing agencies
- § 3348Recognition of State certified and licensed appraisers for purposes of this chapter
- § 3349Violations in obtaining and performing appraisals in federally related transactions
- § 3350Definitions
- § 3351Miscellaneous provisions
- § 3352Emergency exceptions for disaster areas
- § 3353Appraisal management company minimum requirements
- § 3354Automated valuation models used to estimate collateral value for mortgage lending purposes
- § 3355Broker price opinions
- § 3356Exemption from appraisals of real estate located in rural areas
Ch. 35— Access to financial records by Government authorities prohib1 inactive22 sections
- § 3401Definitions
- § 3402Access to financial records by Government authorities prohibited; exceptions
- § 3403Confidentiality of financial records
- § 3404Customer authorizations
- § 3405Administrative subpena and summons
- § 3406Search warrants
- § 3407Judicial subpena
- § 3408Formal written request
- § 3409Delayed notice
- § 3410Customer challenges
- § 3411Duty of financial institutions
- § 3412Use of information
- § 3413Exceptions
- § 3414Special procedures
- § 3415Cost reimbursement
- § 3416Jurisdiction
- § 3417Civil penalties
- § 3418Injunctive relief
- § 3419Suspension of limitations
- § 3420Grand jury information; notification of certain persons prohibited
- § 3421Repealed. Pub. L. 104–66, title III, § 3001(d) , Dec. 21, 1995 , 109 Stat. 734Repealed
- § 3422Applicability to Securities and Exchange Commission
- § 3423Immunity from suit for disclosure of financial exploitation of senior citizens
Ch. 362 inactive0 sections
Ch. 371 inactive0 sections
Ch. 38— Applicability35 sections
- § 3701Findings and purpose
- § 3702Definitions
- § 3703Applicability
- § 3704Foreclosure commissioner; designation, duties, etc.
- § 3705Prerequisites to foreclosure
- § 3706Notice of default and foreclosure sale; condition and term of sale
- § 3707Commencement of foreclosure; powers and duties of foreclosure commissioner or substitute
- § 3708Service of notice of default and foreclosure sale
- § 3709Presale reinstatement
- § 3710Foreclosure sale
- § 3711Foreclosure costs
- § 3712Disposition of sale proceeds
- § 3713Transfer of title and possession
- § 3714Record of foreclosure and sale
- § 3715Computation of time
- § 3716Separability
- § 3717Regulations
- § 3751Findings and purpose
- § 3752Definitions
- § 3753Applicability
- § 3754Designation of foreclosure commissioner
- § 3755Prerequisites to foreclosure
- § 3756Commencement of foreclosure
- § 3757Notice of default and foreclosure sale
- § 3758Service of notice of foreclosure sale
- § 3759Presale reinstatement
- § 3760Conduct of sale; adjournment
- § 3761Foreclosure costs
- § 3762Disposition of sale proceeds
- § 3763Transfer of title and possession
- § 3764Record of foreclosure and sale
- § 3765Effect of sale
- § 3766Computation of time
- § 3767Severability
- § 3768Deficiency judgment
Ch. 39— Alternative mortgage authority6 sections
Ch. 40— Strengthened supervision of international lending1 inactive12 sections
- § 3901Congressional declaration of policy
- § 3902Definitions
- § 3903Strengthened supervision of international lending
- § 3904Reserves
- § 3904aAdditional reserve requirements
- § 3905Accounting for fees on international loans
- § 3906Collection and disclosure of international lending data
- § 3907Capital adequacy
- § 3908Foreign loan evaluations
- § 3909General authorities
- § 3910Audit authority of Government Accountability Office
- § 3911Equal representation for Federal Deposit Insurance Corporation and the Office of Thrift Supervision
- § 3912Repealed. Pub. L. 104–208, div. A, title II, § 2224(c) , Sept. 30, 1996 , 110 Stat. 3009–415Repealed
Ch. 41— Expedited funds availability schedules10 sections
- § 4001Definitions
- § 4002Expedited funds availability schedules
- § 4003Safeguard exceptions
- § 4004Disclosure of funds availability policies
- § 4005Payment of interest
- § 4006Miscellaneous provisions
- § 4007Effect on State law
- § 4008Regulations and reports by Board
- § 4009Administrative enforcement
- § 4010Civil liability
Ch. 42— General prepayment limitation32 sections
- § 4101General prepayment limitation
- § 4102Notice of intent
- § 4103Appraisal and preservation value of eligible low-income housing
- § 4104Annual authorized return and preservation rents
- § 4105Federal cost limits and limitations on plans of action
- § 4106Information from Secretary
- § 4107Plan of action
- § 4108Prepayment and voluntary termination
- § 4109Incentives to extend low-income use
- § 4110Incentives for transfer to qualified purchasers
- § 4111Mandatory sale for housing exceeding Federal cost limits
- § 4112Criteria for approval of plan of action involving incentives
- § 4113Assistance for displaced tenants
- § 4114Permissible prepayment or voluntary termination and modification of commitments
- § 4115Timetable for approval of plan of action
- § 4116Resident homeownership program
- § 4117Delegated responsibility to State agencies
- § 4118Consultations with other interested parties
- § 4119Definitions
- § 4120Notice to tenants
- § 4121Definitions of qualified and priority purchaser and related party rule
- § 4122Preemption of State and local laws
- § 4123Severability
- § 4124Authorization of appropriations
- § 4125State preservation project assistance
- § 4141Authority
- § 4142Purposes
- § 4143Grants for building resident capacity and funding predevelopment costs
- § 4144Grants for other purposes
- § 4145Delivery of assistance through intermediaries
- § 4146Definitions
- § 4147Funding
Ch. 43— Filing of confidential declarations by private persons2 inactive28 sections
- § 4201Filing of confidential declarations by private persons
- § 4202Contents of declarations
- § 4203Confidentiality of declarations
- § 4204Ineligibility to file valid declarations
- § 4205Rights of declarants; participation in actions, awards
- § 4206Rights of declarants; notifications; Government accountability
- § 4207Unreviewed declarations; petition to pursue action as private contractor
- § 4208Nonreviewability of action by Attorney General
- § 4209Repealed. Pub. L. 107–273, div. A, title III, § 301(c)(3) , Nov. 2, 2002 , 116 Stat. 1781Repealed
- § 4210Sources of payments to declarants
- § 4211Repealed. Pub. L. 105–362, title X, § 1001(e) , Nov. 10, 1998 , 112 Stat. 3291Repealed
- § 4212Protection for declarants
- § 4213Promulgation of regulations
- § 4221Filing of confidential declarations by private persons identifying specific assets
- § 4222Contents of declarations
- § 4223Confidentiality of declarations
- § 4224Ineligibility to file valid declarations
- § 4225Rights of declarants; participation in actions, awards
- § 4226Rights of declarants; notifications; Government accountability
- § 4227Unreviewed declarations; petition to pursue action as private contractor
- § 4228Nonreviewability of action by Attorney General
- § 4229Protection for declarants
- § 4230Promulgation of regulations
- § 4241Authority to enter into contracts for private counsel
- § 4242Contract decisions nonreviewable
- § 4243Representation
- § 4244Contract provisions
- § 4245Counterclaims
- § 4246Awards of costs and fees to prevailing plaintiff
- § 4247Promulgation of regulations
Ch. 44— Disclosure of interest rates and terms of accounts1 inactive12 sections
- § 4301Findings and purpose
- § 4302Disclosure of interest rates and terms of accounts
- § 4303Account schedule
- § 4304Disclosure requirements for certain accounts
- § 4305Distribution of schedules
- § 4306Payment of interest
- § 4307Periodic statements
- § 4308Regulations
- § 4309Administrative enforcement
- § 4310Repealed. Pub. L. 104–208, div. A, title II, § 2604(a) , Sept. 30, 1996 , 110 Stat. 3009–470Repealed
- § 4311Credit unions
- § 4312Effect on State law
- § 4313Definitions
Ch. 45— Bilateral netting1 inactive8 sections
- § 4401Findings and purpose
- § 4402Definitions
- § 4403Bilateral netting
- § 4404Clearing organization netting
- § 4405Preemption
- § 4406Relationship to other payments systems
- § 4406aTreatment of contracts with uninsured national banks, uninsured Federal branches and agencies, certain uninsured State member banks, and Edge Act corporations
- § 4407National emergencies
- § 4422Repealed. Pub. L. 111–203, title VII, § 740 , July 21, 2010 , 124 Stat. 1729Repealed
Ch. 46— Protection of taxpayers against liability2 inactive76 sections
- § 4501Congressional findings
- § 4502Definitions
- § 4503Protection of taxpayers against liability
- § 4511Establishment of the Federal Housing Finance Agency
- § 4512Director
- § 4513Duties and authorities of Director
- § 4513aFederal Housing Finance Oversight Board
- § 4513bPrudential management and operations standards
- § 4514Authority to require reports by regulated entities
- § 4514aStudy and reports on guarantee fees
- § 4515Personnel
- § 4516Funding
- § 4517Examinations
- § 4518Prohibition and withholding of executive compensation
- § 4518aLimitation on bonuses to executives of Fannie Mae and Freddie Mac
- § 4519Authority to provide for review of regulated entities
- § 4520Minority and women inclusion; diversity requirements
- § 4521Annual reports by Director
- § 4522Public disclosure of final orders and agreements
- § 4523Limitation on subsequent employment
- § 4524Audits by GAO
- § 4525Information, records, and meetings
- § 4526Regulations and orders
- § 4541Prior approval authority for products
- § 4542Housing Price Index
- § 4543Public access to mortgage information
- § 4544Annual housing report
- § 4545Fair housing
- § 4546Prohibition of public disclosure of proprietary information
- § 4547Enterprise guarantee fees
- § 4548Regulations for use of credit scores
- § 4561Establishment of housing goals
- § 4562Single-family housing goals
- § 4563Multifamily special affordable housing goal
- § 4564Discretionary adjustment of housing goals
- § 4565Duty to serve underserved markets and other requirements
- § 4566Monitoring and enforcing compliance with housing goals
- § 4567Affordable housing allocations
- § 4568Housing Trust Fund
- § 4569Capital Magnet Fund
- § 4581Cease and desist proceedings
- § 4582Hearings
- § 4583Judicial review
- § 4584Enforcement and jurisdiction
- § 4585Civil money penalties
- § 4586Public disclosure of final orders and agreements
- § 4587Notice of service
- § 4588Subpoena authority
- § 4589Repealed. Pub. L. 110–289, div. A, title I, § 1122(a)(2) , July 30, 2008 , 122 Stat. 2689Repealed
- § 4601Review of underwriting guidelines
- § 4602Studies of effects of privatization of FNMA and FHLMC
- § 4603Transition
- § 4611Risk-based capital levels for regulated entities
- § 4612Minimum capital levels
- § 4613Critical capital levels
- § 4614Capital classifications
- § 4615Supervisory actions applicable to undercapitalized regulated entities
- § 4616Supervisory actions applicable to significantly undercapitalized regulated entities
- § 4617Authority over critically undercapitalized regulated entities
- § 4618Notice of classification and enforcement action
- § 4621Repealed. Pub. L. 110–289, div. A, title I, § 1145(b)(4) , July 30, 2008 , 122 Stat. 2767Repealed
- § 4622Capital restoration plans
- § 4623Judicial review of Director action
- § 4624Reviews of enterprise assets and liabilities
- § 4631Cease-and-desist proceedings
- § 4632Temporary cease-and-desist orders
- § 4633Hearings
- § 4634Judicial review
- § 4635Enforcement and jurisdiction
- § 4636Civil money penalties
- § 4636aRemoval and prohibition authority
- § 4636bCriminal penalty
- § 4637Notice after separation from service
- § 4638Private rights of action
- § 4639Public disclosure of final orders and agreements
- § 4640Notice of service
- § 4641Subpoena authority
- § 4642Reporting of fraudulent loans
Ch. 47— Applications for assistance30 sections
- § 4701Findings and purposes
- § 4702Definitions
- § 4703Establishment of national Fund for community development banking
- § 4704Applications for assistance
- § 4705Community partnerships
- § 4706Selection of institutions
- § 4707Assistance provided by Fund
- § 4708Training
- § 4709Encouragement of private entities
- § 4710Collection and compilation of information
- § 4711Investment of receipts and proceeds
- § 4712Capitalization assistance to enhance liquidity
- § 4713Incentives for depository institution participation
- § 4713aGuarantees for bonds and notes issued for community or economic development purposes
- § 4714Recordkeeping
- § 4715Special provisions with respect to institutions that are supervised by Federal banking agencies
- § 4716Studies and reports; examination and audit
- § 4717Enforcement
- § 4718Authorization of appropriations
- § 4719Grants to establish loan-loss reserve funds
- § 4741Findings and purposes
- § 4742Definitions
- § 4743Approving States for participation
- § 4744Participation agreements
- § 4745Terms of participation agreements
- § 4746Reports
- § 4747Reimbursement by Fund
- § 4748Reimbursement to Fund
- § 4749Regulations
- § 4750Authorization of appropriations
Ch. 48— Incorporated definitions10 sections
- § 4801Incorporated definitions
- § 4802Administrative consideration of burden with new regulations
- § 4803Streamlining of regulatory requirements
- § 4804Elimination of duplicative filings
- § 4805Call report simplification
- § 4805aCall report simplification
- § 4806Regulatory appeals process, ombudsman, and alternative dispute resolution
- § 4807Time limit on agency consideration of completed applications
- § 4808Revising regulatory requirements for transfers of all types of assets with recourse
- § 4809“Plain language” requirement for Federal banking agency rules
Ch. 49— Termination of private mortgage insurance10 sections
- § 4901Definitions
- § 4902Termination of private mortgage insurance
- § 4903Disclosure requirements
- § 4904Notification upon cancellation or termination
- § 4905Disclosure requirements for lender paid mortgage insurance
- § 4906Fees for disclosures
- § 4907Civil liability
- § 4908Effect on other laws and agreements
- § 4909Enforcement
- § 4910Construction
Ch. 50— Substitute check warranties18 sections
- § 5001Findings; purposes
- § 5002Definitions
- § 5003General provisions governing substitute checks
- § 5004Substitute check warranties
- § 5005Indemnity
- § 5006Expedited recredit for consumers
- § 5007Expedited recredit procedures for banks
- § 5008Delays in an emergency
- § 5009Measure of damages
- § 5010Statute of limitations and notice of claim
- § 5011Consumer awareness
- § 5012Effect on other law
- § 5013Variation by agreement
- § 5014Regulations
- § 5015Study and report on funds availability
- § 5016Statistical reporting of costs and revenues for transporting checks between reserve banks
- § 5017Evaluation and report by the Comptroller General
- § 5018Depositary services efficiency and cost reduction
Ch. 51— License or registration required17 sections
- § 5101Purposes and methods for establishing a mortgage licensing system and registry
- § 5102Definitions
- § 5103License or registration required
- § 5104State license and registration application and issuance
- § 5105Standards for State license renewal
- § 5106System of registration administration by Federal agencies
- § 5107Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
- § 5108Backup authority to establish a nationwide mortgage licensing and registry system
- § 5109Fees
- § 5110Background checks of loan originators
- § 5111Confidentiality of information
- § 5112Liability provisions
- § 5113Enforcement by the Bureau
- § 5114State examination authority
- § 5115Reports and recommendations to Congress
- § 5116Study and reports on defaults and foreclosures
- § 5117Employment transition of loan originators
Ch. 52— Purchases of troubled assets42 sections
- § 5201Purposes
- § 5202Definitions
- § 5211Purchases of troubled assets
- § 5212Insurance of troubled assets
- § 5213Considerations
- § 5214Financial Stability Oversight Board
- § 5215Reports
- § 5216Rights; management; sale of troubled assets; revenues and sale proceeds
- § 5217Contracting procedures
- § 5218Conflicts of interest
- § 5219Foreclosure mitigation efforts
- § 5219aHome Affordable Modification Program guidelines
- § 5219bPublic availability of information of Making Home Affordable Program
- § 5220Assistance to homeowners
- § 5220aApplication of GSE conforming loan limit to mortgages assisted with TARP funds
- § 5220bMultifamily mortgage resolution program
- § 5221Executive compensation and corporate governance
- § 5222Coordination with foreign authorities and central banks
- § 5223Minimization of long-term costs and maximization of benefits for taxpayers
- § 5224Market transparency
- § 5225Graduated authorization to purchase
- § 5226Oversight and audits
- § 5227Study and report on margin authority
- § 5228Funding
- § 5229Judicial review and related matters
- § 5230Termination of authority
- § 5231Special Inspector General for the Troubled Asset Relief Program
- § 5231aPublic-Private Investment Program; additional appropriations for the Special Inspector General for the Troubled Asset Relief Program
- § 5232Credit reform
- § 5233Congressional Oversight Panel
- § 5234Cooperation with the FBI
- § 5235Disclosures on exercise of loan authority
- § 5236Exchange Stabilization Fund reimbursement
- § 5237Authority to suspend mark-to-market accounting
- § 5238Study on mark-to-market accounting
- § 5239Recoupment
- § 5240Preservation of authority
- § 5241Temporary increase in deposit and share insurance coverage
- § 5251Information for congressional support agencies
- § 5252Reports by the Office of Management and Budget and the Congressional Budget Office
- § 5253Emergency treatment
- § 5261Gain or loss from sale or exchange of certain preferred stock
Ch. 53— Severability140 sections
- § 5301Definitions
- § 5302Severability
- § 5303Antitrust savings clause
- § 5311Definitions
- § 5321Financial Stability Oversight Council established
- § 5322Council authority
- § 5323Authority to require supervision and regulation of certain nonbank financial companies
- § 5324Registration of nonbank financial companies supervised by the Board of Governors
- § 5325Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
- § 5326Reports
- § 5327Treatment of certain companies that cease to be bank holding companies
- § 5328Council funding
- § 5329Resolution of supervisory jurisdictional disputes among member agencies
- § 5330Additional standards applicable to activities or practices for financial stability purposes
- § 5331Mitigation of risks to financial stability
- § 5332GAO audit of Council
- § 5333Study of the effects of size and complexity of financial institutions on capital market efficiency and economic growth
- § 5341Definitions
- § 5342Office of Financial Research established
- § 5343Purpose and duties of the Office
- § 5344Organizational structure; responsibilities of primary programmatic units
- § 5345Funding
- § 5346Transition oversight
- § 5361Reports by and examinations of nonbank financial companies by the Board of Governors
- § 5362Enforcement
- § 5363Acquisitions
- § 5364Prohibition against management interlocks between certain financial companies
- § 5365Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
- § 5366Early remediation requirements
- § 5367Affiliations
- § 5368Regulations
- § 5369Avoiding duplication
- § 5370Safe harbor
- § 5371Leverage and risk-based capital requirements
- § 5372Rule of construction
- § 5373International policy coordination
- § 5374Rule of construction
- § 5381Definitions
- § 5382Judicial review
- § 5383Systemic risk determination
- § 5384Orderly liquidation of covered financial companies
- § 5385Orderly liquidation of covered brokers and dealers
- § 5386Mandatory terms and conditions for all orderly liquidation actions
- § 5387Directors not liable for acquiescing in appointment of receiver
- § 5388Dismissal and exclusion of other actions
- § 5389Rulemaking; non-conflicting law
- § 5390Powers and duties of the Corporation
- § 5391Inspector General reviews
- § 5392Prohibition of circumvention and prevention of conflicts of interest
- § 5393Ban on certain activities by senior executives and directors
- § 5394Prohibition on taxpayer funding
- § 5401Purposes
- § 5402Definition
- § 5411Transfer date
- § 5412Powers and duties transferred
- § 5413Abolishment
- § 5414Savings provisions
- § 5415References in Federal law to Federal banking agencies
- § 5416Contracting and leasing authority
- § 5431Interim use of funds, personnel, and property of the Office of Thrift Supervision
- § 5432Transfer of employees
- § 5433Property transferred
- § 5434Funds transferred
- § 5435Disposition of affairs
- § 5436Continuation of services
- § 5437Implementation plan and reports
- § 5451Branching
- § 5452Office of Minority and Women Inclusion
- § 5461Findings and purposes
- § 5462Definitions
- § 5463Designation of systemic importance
- § 5464Standards for systemically important financial market utilities and payment, clearing, or settlement activities
- § 5465Operations of designated financial market utilities
- § 5466Examination of and enforcement actions against designated financial market utilities
- § 5467Examination of and enforcement actions against financial institutions subject to standards for designated activities
- § 5468Requests for information, reports, or records
- § 5469Rulemaking
- § 5470Other authority
- § 5471Consultation
- § 5472Common framework for designated clearing entity risk management
- § 5481Definitions
- § 5491Establishment of the Bureau of Consumer Financial Protection
- § 5492Executive and administrative powers
- § 5493Administration
- § 5494Consumer Advisory Board
- § 5495Coordination
- § 5496Appearances before and reports to Congress
- § 5496aAnnual audits
- § 5496bGAO study of financial regulations
- § 5497Funding; penalties and fines
- § 5511Purpose, objectives, and functions
- § 5512Rulemaking authority
- § 5513Review of Bureau regulations
- § 5514Supervision of nondepository covered persons
- § 5515Supervision of very large banks, savings associations, and credit unions
- § 5516Other banks, savings associations, and credit unions
- § 5517Limitations on authorities of the Bureau; preservation of authorities
- § 5518Authority to restrict mandatory pre-dispute arbitration
- § 5519Exclusion for auto dealers
- § 5531Prohibiting unfair, deceptive, or abusive acts or practices
- § 5532Disclosures
- § 5533Consumer rights to access information
- § 5534Response to consumer complaints and inquiries
- § 5535Private Education Loan Ombudsman
- § 5536Prohibited acts
- § 5537Senior investor protections
- § 5538Mortgage loans; rulemaking procedures; enforcement
- § 5551Relation to State law
- § 5552Preservation of enforcement powers of States
- § 5553Preservation of existing contracts
- § 5561Definitions
- § 5562Investigations and administrative discovery
- § 5563Hearings and adjudication proceedings
- § 5564Litigation authority
- § 5565Relief available
- § 5566Referrals for criminal proceedings
- § 5567Employee protection
- § 5581Transfer of consumer financial protection functions
- § 5582Designated transfer date
- § 5583Savings provisions
- § 5584Transfer of certain personnel
- § 5585Incidental transfers
- § 5586Interim authority of the Secretary
- § 5587Transition oversight
- § 5601Remittance transfers
- § 5602Reverse mortgage study and regulations
- § 5603Review, report, and program with respect to exchange facilitators
- § 5611Liquidity event determination
- § 5612Emergency financial stabilization
- § 5613Additional related matters
- § 5614Exercise of Federal Reserve authority
- § 5621Purpose
- § 5622Definitions
- § 5623Expanded access to mainstream financial institutions
- § 5624Low-cost alternatives to small dollar loans
- § 5625Procedural provisions
- § 5626Authorization of appropriations
- § 5627Regulations
- § 5628Evaluation and reports to Congress
- § 5641Enhanced compensation structure reporting
Ch. 54— Federal funds allocated to States10 sections
- § 5701Definitions
- § 5702Federal funds allocated to States
- § 5703Approving States for participation
- § 5704Approving State capital access programs
- § 5705Approving collateral support and other innovative credit access and guarantee initiatives for small businesses and manufacturers
- § 5706Reports
- § 5707Remedies for State program termination or failures
- § 5708Implementation and administration
- § 5709Regulations
- § 5710Oversight and audits