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42 U.S.C. § 4012

Title 42 Chapter 50 Current through PL 119-73 Last updated: March 29, 2026 View on OLRC →
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§ 4012. Scope of program and priorities

  • (a) In carrying out the flood insurance program the Administrator shall afford a priority to making flood insurance available to cover residential properties which are designed for the occupancy of from one to four families, church properties, and business properties which are owned or leased and operated by small business concerns.
  • (b) If on the basis of—
    • (1) studies and investigations undertaken and carried out and information received or exchanged under section 4014 of this title , and
    • (2) such other information as may be necessary,
      • (A) other residential properties not described in subsection (a) or (d),
      • (B) other business properties,
      • (C) agricultural properties,
      • (D) properties occupied by private nonprofit organizations, and
      • (E) properties owned by State and local governments and agencies thereof,
  • (c) The Administrator shall make flood insurance available in only those States or areas (or subdivisions thereof) which he has determined have—
    • (1) evidenced a positive interest in securing flood insurance coverage under the flood insurance program, and
    • (2) given satisfactory assurance that by December 31, 1971 , adequate land use and control measures will have been adopted for the State or area (or subdivision) which are consistent with the comprehensive criteria for land management and use developed under section 4102 of this title , and that the application and enforcement of such measures will commence as soon as technical information on floodways and on controlling flood elevations is available.
  • (d)
    • (1) The Administrator shall make flood insurance available to cover residential properties of 5 or more residences. Notwithstanding any other provision of law, the maximum coverage amount that the Administrator may make available under this subsection to such residential properties shall be equal to the coverage amount made available to commercial properties.
    • (2) Nothing in this subsection shall be construed to limit the ability of individuals residing in residential properties of 5 or more residences to obtain insurance for the contents and personal articles located in such residences.

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