§ 12713. Eligibility under first-time homebuyer programs

• (a)
  • (1) No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.
  • (2) No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.
• (b) For purposes of this section:
  • (1) The term “displaced homemaker” means an individual who—
    • (A) is an adult;
    • (B) has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and
    • (C) is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.
  • (2) The term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.
  • (3) The term “single parent” means an individual who—
    • (A) is unmarried or legally separated from a spouse; and
    • (B)
      • (i) has 1 or more minor children for whom the individual has custody or joint custody; or
      • (ii) is pregnant.
• (c) This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.