§ 2802. Definitions

For purposes of this chapter—

• (1) the term “Bureau” means the Bureau of Consumer Financial Protection;
• (2) the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;
• (3) the term “depository institution”—
  • (A) means—
    • (i) any bank (as defined in section 1813(a)(1) of this title );
    • (ii) any savings association (as defined in section 1813(b)(1) of this title ); and
    • (iii) any credit union,
  • (B) includes any other lending institution (as defined in paragraph (4) 1 1 So in original. Probably should be “paragraph (5)”. ) other than any institution described in subparagraph (A);
• (4) the term “completed application” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;
• (5) the term “other lending institutions” means any person engaged for profit in the business of mortgage lending;
• (6) the term “Board” means the Board of Governors of the Federal Reserve System; and
• (7) the term “Secretary” means the Secretary of Housing and Urban Development.